By: Melissa KerickChoosing the right loan officer is crucial. Here's how to find one using Google Reviews, NMLS numbers, social media, and professional references.
By: Melissa KerickWhether you're eyeing a new car or the home of your dreams, your credit report is crucial. It gives lenders a clear picture of your financial history, but it's not always accurate.
By: Melissa KerickBuilding equity in your home offers you more leverage and opportunities in the future. However, tapping into your home equity is a significant decision that can greatly impact your finances, so it should be approached with caution.
By: Melissa KerickWhether you're just starting the home purchase process, about to close on a home, or already enjoying homeownership, understanding your Loan-To-Value (LTV) ratio is essential. It significantly impacts your finances and mortgage options.